l know internet services provide service to block, delete and get rid of spyware and malware however that does not mean spyware and malware is permanently gone and wo not come back only thing is spyware and malware keeps getting removed.
Most of the time the person on the computer would have to activate the spyware and malware removal all the time as he or she is on the computer. What l wanna know is, is there a sure fire way of using a credit online without any spyware and malware from ever entering the computer?

You need a good Anti Virus Program as well as a Good Spyware Program, Need to set them for Automatic Updates. They will let you know when you are venturing into unsafe territory.

The old adage, If in Doubt, Bail out.

Tigger is ok there but l know of about 25 more ways that someone can scam u & this is only because they have been trying to scam me since l have been online back in 1996 & by now ( l think! ) l know every trick.

But once l was not thinking & l did enter my pass into a scam website.
l realized it 1 sec after hitting enter so l quickly went into paypal & changed my password! Phew!

Anyway, just to mention one slick way they can get u is by changing ur hosts file to their own.
If they can do that u will be seeying a proper address on the address bar but u r at the scammer is website, so basically u r not safe even if u type the address by hand.
Granted, ur PC must be compromised for them to do that.
Anyway, ur credit card covers u for any thing that might happen, after all the waiter at the restaurant gets ur details as well.

A good firewall w/anti virus is priceless. Unfortunately, it is always a risk to give credit card info online, although not significantly more dangerous than using one at a store. The info is still transmitted electronically & the potential for misuse is inevitable. I've only had my card info compromised once so far (that l know of) & it was at a local grocery chain.

PayPal is pretty safe, online retailers that u do not know r a risk. One helpful thing is in the Navigation bar look for ''https://'' the added ''s'' is supposed to mean that it is a secure line, & therefore safer than most. Nothings impeccable, but it is safer.

If u do not have it already, two programs r good fo getting rid of spyware/malware: Ad aware (available at http://lavasoft.com ) & Crap-Cleaner ( available at http://filehippo.com/download_ccleaner )

Nothings perfect, but u do what u can. good luck.